:root{
  --bg:#fff8f6;
  --paper:#ffffff;
  --ink:#1f1a1d;
  --muted:#665a61;
  --line:rgba(120,87,104,.15);
  --primary:#db5b78;
  --primary-dark:#b93f60;
  --secondary:#141114;
  --accent:#f6d8c7;
  --accent-2:#f8eef0;
  --shadow:0 18px 50px rgba(56,28,40,.08);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  background:
    radial-gradient(circle at 0% 0%, rgba(219,91,120,.08), transparent 28%),
    radial-gradient(circle at 100% 0%, rgba(246,216,199,.65), transparent 30%),
    linear-gradient(180deg,#fff9f8 0%,#fff 100%);
  color:var(--ink);
}
a{color:var(--primary);text-decoration:none}
a:hover{color:var(--primary-dark)}
.topbar{
  background:#120e12;
  color:#fff;
  position:sticky;
  top:0;
  z-index:1045;
  border-bottom:1px solid rgba(255,255,255,.08);
}
.topbar a{color:#fff;font-weight:800}
.site-nav{
  position:sticky;
  top:42px;
  z-index:1040;
  background:rgba(255,255,255,.92);
  backdrop-filter:blur(16px);
  border-bottom:1px solid var(--line);
}
.navbar-brand{
  font-weight:900;
  letter-spacing:.03em;
  color:var(--secondary);
  text-transform:uppercase;
  font-size:1rem;
}
.nav-link{
  color:var(--secondary);
  font-weight:700;
  position:relative;
}
.nav-link:hover,.nav-link.active{color:var(--primary-dark)}
.hero{
  padding:5.5rem 0 4rem;
}
.kicker{
  display:inline-flex;
  align-items:center;
  gap:.55rem;
  background:var(--accent-2);
  color:var(--primary-dark);
  border:1px solid rgba(185,63,96,.12);
  padding:.75rem 1rem;
  border-radius:999px;
  font-size:.9rem;
  font-weight:800;
}
.display-hero{
  font-size:clamp(2.6rem,5vw,4.7rem);
  line-height:1;
  font-weight:900;
  letter-spacing:-.05em;
  color:var(--secondary);
}
.lead-soft{
  font-size:1.1rem;
  line-height:1.8;
  color:var(--muted);
  max-width:860px;
}
.hero-stage{
  background:linear-gradient(145deg,#181216,#261920);
  color:#fff;
  padding:2rem;
  border-radius:32px;
  box-shadow:var(--shadow);
  position:relative;
  overflow:hidden;
}
.hero-stage:before{
  content:"";
  position:absolute;
  inset:auto -80px -120px auto;
  width:260px;
  height:260px;
  border-radius:50%;
  background:radial-gradient(circle, rgba(219,91,120,.6), transparent 68%);
}
.hero-stage:after{
  content:"";
  position:absolute;
  inset:-80px auto auto -120px;
  width:300px;
  height:300px;
  border-radius:50%;
  background:radial-gradient(circle, rgba(246,216,199,.15), transparent 66%);
}
.skyline{
  min-height:430px;
  border-radius:32px;
  position:relative;
  overflow:hidden;
  background:
    linear-gradient(180deg,rgba(255,179,194,.16),transparent 40%),
    linear-gradient(160deg,#f7bec1 0%,#f7d3c2 28%,#e88191 60%,#3b2232 100%);
  box-shadow:var(--shadow);
}
.skyline .water{
  position:absolute;left:0;right:0;bottom:0;height:34%;
  background:linear-gradient(180deg,rgba(255,255,255,.12),rgba(31,26,29,.28));
}
.skyline .sun{
  position:absolute;right:12%;top:12%;width:110px;height:110px;border-radius:50%;
  background:radial-gradient(circle,#fff2da 0%,#ffd9b2 36%,rgba(255,217,178,.16) 70%,transparent 72%);
}
.skyline .building{
  position:absolute;bottom:26%;
  background:linear-gradient(180deg,rgba(255,255,255,.2),rgba(24,15,19,.85));
  border:1px solid rgba(255,255,255,.1);
  border-bottom:none;
  box-shadow:inset 0 0 0 1px rgba(255,255,255,.03);
}
.skyline .b1{left:8%;width:16%;height:46%}
.skyline .b2{left:27%;width:14%;height:56%}
.skyline .b3{left:44%;width:18%;height:64%}
.skyline .b4{left:66%;width:11%;height:48%}
.skyline .b5{left:80%;width:10%;height:72%}
.skyline .caption{
  position:absolute;left:1.5rem;bottom:1.5rem;right:1.5rem;
  color:#fff;
}
.btn-brand,.btn-outline-brand,.btn-darkpill,.btn-lightpill{
  border-radius:999px;
  font-weight:800;
  padding:.95rem 1.4rem;
}
.btn-brand{background:linear-gradient(135deg,var(--primary),var(--primary-dark));border:none;color:#fff;box-shadow:0 10px 24px rgba(185,63,96,.2)}
.btn-brand:hover{color:#fff;transform:translateY(-1px)}
.btn-outline-brand{border:1.5px solid rgba(185,63,96,.22);color:var(--primary-dark);background:#fff}
.btn-outline-brand:hover{background:var(--accent-2);color:var(--primary-dark)}
.section{padding:4.8rem 0}
.section-title{
  font-size:clamp(1.8rem,3vw,2.8rem);
  line-height:1.12;
  font-weight:900;
  color:var(--secondary);
  letter-spacing:-.03em;
}
.section-subtitle{max-width:760px;color:var(--muted);line-height:1.8}
.ribbon-grid .card,
.loan-card,.feature-card,.blog-card,.faq-card,.quote-card,.soft-card,.contact-card,.info-card{
  background:rgba(255,255,255,.88);
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
}
.ribbon-grid .card{padding:1.5rem;height:100%}
.metric{
  display:block;font-weight:900;font-size:1.35rem;color:var(--secondary);margin-bottom:.35rem
}
.loan-card,.feature-card,.blog-card,.soft-card,.contact-card,.info-card,.faq-card,.quote-card{padding:1.75rem;height:100%}
.icon-badge{
  width:58px;height:58px;border-radius:18px;
  display:grid;place-items:center;
  background:linear-gradient(135deg,var(--accent-2),#fff);
  color:var(--primary-dark);
  border:1px solid rgba(185,63,96,.12);
  font-size:1.2rem;
}
.muted{color:var(--muted)}
.story-shell{
  background:linear-gradient(150deg,#fff,#fff4f0);
  border:1px solid var(--line);
  border-radius:30px;
  padding:2.2rem;
  box-shadow:var(--shadow);
}
.dark-band{
  background:linear-gradient(140deg,#181217,#27141d);
  color:#fff;
  border-radius:34px;
  padding:2.4rem;
  box-shadow:var(--shadow);
}
.dark-band p,.dark-band .muted{color:rgba(255,255,255,.78)}
.grid-links a{
  display:flex;justify-content:space-between;align-items:center;
  padding:1rem 1.1rem;border:1px solid var(--line);border-radius:18px;background:#fff;color:var(--secondary);font-weight:800
}
.grid-links a:hover{border-color:rgba(185,63,96,.35);transform:translateY(-2px)}
.step{
  display:flex;gap:1rem;align-items:flex-start
}
.step-num{
  width:46px;height:46px;border-radius:50%;display:grid;place-items:center;
  background:linear-gradient(135deg,var(--primary),var(--primary-dark));color:#fff;font-weight:900;flex:0 0 auto
}
footer{
  background:#140f13;
  color:rgba(255,255,255,.76);
  padding:4.2rem 0 1.5rem;
}
footer h5{color:#fff;font-weight:800}
footer a{color:rgba(255,255,255,.84)}
footer a:hover{color:#fff}
.footer-bottom{padding-top:1.2rem;margin-top:1.4rem;border-top:1px solid rgba(255,255,255,.08)}
.badge-soft{
  display:inline-flex;align-items:center;gap:.5rem;
  padding:.5rem .85rem;border-radius:999px;background:var(--accent-2);color:var(--primary-dark);font-weight:800;font-size:.82rem
}
.page-hero{
  padding:4rem 0 2rem;
}
.page-hero .shell{
  background:linear-gradient(150deg,#1a1418,#2c1a22);
  color:#fff;
  border-radius:32px;
  padding:2.25rem;
  box-shadow:var(--shadow);
}
.page-hero p{color:rgba(255,255,255,.8)}
.contact-list li{margin-bottom:.9rem}
.article h2,.article h3{font-weight:900;color:var(--secondary);margin-top:2rem}
.article p,.article li{color:var(--muted);line-height:1.9}
.article ul{padding-left:1.1rem}
.sticky-side{position:sticky;top:130px}
@media (max-width:991.98px){
  .site-nav{top:42px}
  .sticky-side{position:static}
  .hero{padding-top:4.3rem}
}
@media (max-width:767.98px){
  .topbar .container{justify-content:center;text-align:center}
  .site-nav{top:58px}
  .hero-stage,.skyline,.page-hero .shell,.story-shell,.dark-band{border-radius:24px}
  .section{padding:4rem 0}
}